Car Insurance Postcode shock in S13.

I got a quote from Direct line a couple of days ago which was way lower than I am currently paying. I looked at cancelling my current policy, paying a £70 cancellation fee and taking the Direct Line policy.

I just rang to confirm this 'low quote' and it seems the previous person did not update my address. Once my new address was entered, the same quote rose by £220, a third of what I am currently paying and nearly half of their original quote.

I used to live near Handsworth Adsa and I now live in Woodhouse but still in S13. My car used to be on the street and is now in a drive. Anyone else found similar problems? Are policies loaded by which street people live on these days?

I got a quote from Direct line a couple of days ago which was way lower than I am currently paying. I looked at cancelling my current policy, paying a £70 cancellation fee and taking the Direct Line policy.

 

I just rang to confirm this 'low quote' and it seems the previous person did not update my address. Once my new address was entered, the same quote rose by £220, a third of what I am currently paying and nearly half of their original quote.

 

I used to live near Handsworth Adsa and I now live in Woodhouse but still in S13. My car used to be on the street and is now in a drive. Anyone else found similar problems? Are policies loaded by which street people live on these days?

yes is the answer to this. I moved about 800 yards away from my previous address. new post code = different price, even though I can see my old house!

Increased / different risk apparently

Not had a problem with high car insurance and i am in Woodhouse s13, dont know anyone else that lives here having any such problem either

I got a quote from Direct line a couple of days ago which was way lower than I am currently paying. I looked at cancelling my current policy, paying a £70 cancellation fee and taking the Direct Line policy.

 

I just rang to confirm this 'low quote' and it seems the previous person did not update my address. Once my new address was entered, the same quote rose by £220, a third of what I am currently paying and nearly half of their original quote.

 

I used to live near Handsworth Adsa and I now live in Woodhouse but still in S13. My car used to be on the street and is now in a drive. Anyone else found similar problems? Are policies loaded by which street people live on these days?

Yep,my daughter moved 150 yards away..different street..£100 cheaper car insurance..

I moved about 1mile from broomhill to crookes and they wanted another £120- my new house is at the end of the street of my old house.

Any excuse to charge you more.

I moved about 1mile from broomhill to crookes and they wanted another £120- my new house is at the end of the street of my old house.

 

Any excuse to charge you more.

See my post just above yours...works both ways...

all insurance has also been hit with premiums, not suprising.

Its back to front, the people who need the insurance most are the ones that are most likely to be a victim of crime. The people who live in these areas (the working ones) tend to earn lower wages and so it is a vicious trap.

Basically, if you have low lifes in your area - you get punished.

I don't know who true this is, but if you tell the insurer you are gay, then you get a discount

I don't know who true this is, but if you tell the insurer you are gay, then you get a discount

I would say that's a load of rubbish and that it won't make a blind bit of difference.

Its back to front, the people who need the insurance most are the ones that are most likely to be a victim of crime. The people who live in these areas (the working ones) tend to earn lower wages and so it is a vicious trap.

 

Basically, if you have low lifes in your area - you get punished.

 

I don't know who true this is, but if you tell the insurer you are gay, then you get a discount

Yes and even more if you are a member of an ethnic minority in Sheffield such as a graduate or buddhist.