andyofborg Posted June 13, 2010 Share Posted June 13, 2010 What about when the potential buyer asks, "can I test drive the car?" the buyer needs to have insurance which will allow him to Link to comment Share on other sites More sharing options...
tonyp5467 Posted June 13, 2010 Share Posted June 13, 2010 What about when the potential buyer asks, "can I test drive the car?" then you reply with bring your own insurance and leave me a handful of money and you can test drive it all you like Link to comment Share on other sites More sharing options...
milquetoast1 Posted June 13, 2010 Share Posted June 13, 2010 Sorry, I asked the wrong question. Any prospective buyer can go round kicking the tyres and looking for rust all he likes, but ultimately he is going to want to be in the car when it is actually moving. If he is insured then he can drive it himself, but if he is not then he is going to want to sit in the passenger seat whilst the owner drives it. I've sold a couple of cars to first time buyers who were happy to let me drive them around, just so they were reassured there were no obvious problems. It just seems like a bad idea to have a car you are trying to sell uninsured. Link to comment Share on other sites More sharing options...
needsleep Posted June 13, 2010 Share Posted June 13, 2010 wat bout that 30 days temp cover thing gotta be cheapest option Link to comment Share on other sites More sharing options...
needsleep Posted June 13, 2010 Share Posted June 13, 2010 https://www.tempcover.com/?gclid=CMaTuqWInqICFQs-lAodaB2jwA loads of other companys do it to this is just an example Link to comment Share on other sites More sharing options...
Andy007 Posted June 14, 2010 Share Posted June 14, 2010 Any car on a PUBLIC HIGHWAY and that includes every bit of area between hedges and fences ie. grass verge, layby, footpath will require the car to have CURRENT tax, MOT and INSURANCE. If it has any one of these missing you will find your car turned into a nice metal cube. The most important is Insurance however as even if it does'nt move and someone collides with it YOU WILL BE LIABLE. Get it insured !!!!!!!!!!!! Link to comment Share on other sites More sharing options...
EmilyM Posted June 14, 2010 Share Posted June 14, 2010 If someone comes along and wants to test drive your car, even if they are insured fully comp and are allowed to drive any other car (with the owner's permission obviously) the vehicle must have its own insurance. The police check the insurance on the vehicle, not the person. Link to comment Share on other sites More sharing options...
Andy007 Posted June 14, 2010 Share Posted June 14, 2010 Not really correct Emily, if someone OTHER than the owner drives a car then, if they have the owners permission they can drive it on their own policy BUT it will be on third party only if you have a Fully Comprehensive policy. If you are third party only forget it because you'll have nothing to drive another car unless you contact the company to get it swapped over ( fully Comp. or third party) and that will cost you money. If our friend wants to keep the car on the Public highway the car NEEDS insurance wheteher it moves or not, if it has no MOT then the insurance could be termed either void or voidable ie. the car is considered unroadworthy by the insurance company and they may either not pay if the car is involved in any accident or pay up the other party involved in the accident but turn round and sue the owner of the car who they are insuring for losses. All the three documents , insurance, MOT and tax are interlinked over this. Link to comment Share on other sites More sharing options...
Cyclone Posted June 14, 2010 Share Posted June 14, 2010 http://www.opsi.gov.uk/acts/acts1988/ukpga_19880052_en_12#pt6-pb1-l1g143 It would appear that only 'using' the car is an offence without insurance, unlike tax where it's an offence for it merely to be on the road. Link to comment Share on other sites More sharing options...
Andy007 Posted June 14, 2010 Share Posted June 14, 2010 Wrong,there is using, causing and permitting ( the last one comes into play in this case) Link to comment Share on other sites More sharing options...
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