scoobydotcom Posted July 29, 2010 Author Share Posted July 29, 2010 im not wanting to claim money im not due, just wanting to know if all this is is standard as ive never claimed before Link to comment Share on other sites More sharing options...
smithy266 Posted July 29, 2010 Share Posted July 29, 2010 <<<Show me the receipts..>>> Like I said, don't make things up, but be realistic. The insurance company wants to pay out as little as possible. You want the most, so you must haggle Link to comment Share on other sites More sharing options...
DaFoot Posted July 29, 2010 Share Posted July 29, 2010 not sure, they havnt said just got an email back, they say they are offering £2700, minus £700 excess ... then they take off whatever i owe them in regards to monthly payments ive not made yet is this standard stuff? I've not had to make a write off claim as yet, but don't like the idea of offsetting remaining payments against what they would pay you. As others have said, don't take their first offer if you can avoid it! Link to comment Share on other sites More sharing options...
DaFoot Posted July 29, 2010 Share Posted July 29, 2010 Mind you if you paid 2600 a few months ago and they are offering 2700 before adjustments that can't be too bad an offer. Link to comment Share on other sites More sharing options...
scoobydotcom Posted July 29, 2010 Author Share Posted July 29, 2010 I've not had to make a write off claim as yet, but don't like the idea of offsetting remaining payments against what they would pay you. As others have said, don't take their first offer if you can avoid it! no, neither do i but if thats the way it works then i guess i dont have a choice! i guess it means i dont have to worry about payments for the next 8months and save up for next years high premium! Link to comment Share on other sites More sharing options...
DaFoot Posted July 29, 2010 Share Posted July 29, 2010 no, neither do i but if thats the way it works then i guess i dont have a choice! i guess it means i dont have to worry about payments for the next 8months and save up for next years high premium! Are you looking forward to repaying whatever they give you this year?! Link to comment Share on other sites More sharing options...
scoobydotcom Posted July 29, 2010 Author Share Posted July 29, 2010 Are you looking forward to repaying whatever they give you this year?! well ill end up massivley out of pocket but there's nowt i can do! just need to find a cheap car asap cos i need it for work! Link to comment Share on other sites More sharing options...
Starlet83 Posted July 29, 2010 Share Posted July 29, 2010 I bought a Punto for £1000 a few years ago, a few months later someone ran into the back of me and wrote it off. They assessed it and offered me £1500!?! I accepted it before the ink had dried on the offer letter!!! So in answer to your question I have no idea how they work it out, they knew what I had paid for it! Crazy! Fingers crossed you drop lucky too! Link to comment Share on other sites More sharing options...
scoobydotcom Posted July 29, 2010 Author Share Posted July 29, 2010 I bought a Punto for £1000 a few years ago, a few months later someone ran into the back of me and wrote it off. They assessed it and offered me £1500!?! I accepted it before the ink had dried on the offer letter!!! So in answer to your question I have no idea how they work it out, they knew what I had paid for it! Crazy! Fingers crossed you drop lucky too! well £2700 they offered, minus £700 excess minus £800 still to pay on policy = £1200 left Link to comment Share on other sites More sharing options...
Tripitaka Posted July 29, 2010 Share Posted July 29, 2010 Who's fault was it the car was written off? If a third parties fault you will be able to recover your excess etc. Link to comment Share on other sites More sharing options...
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