Polacy Posted September 29, 2010 Share Posted September 29, 2010 Did you live in Whitby at one time? no, I never did, why do you ask ? Link to comment Share on other sites More sharing options...
Rupert_Baehr Posted September 29, 2010 Share Posted September 29, 2010 Hungarian origin ... mother from Transylvania ... adversely affected by sunlight. There was a guy in Whitby who fit that description. Link to comment Share on other sites More sharing options...
Polacy Posted September 29, 2010 Share Posted September 29, 2010 are you making fun of me? Link to comment Share on other sites More sharing options...
chem1st Posted September 30, 2010 Share Posted September 30, 2010 The lesson to be learned from the Nordic countries standard of living is that higher rates of tax and more public spending produces better societies. Lets remember they also build bigger houses. Our new builds are some of the smallest (yet also the most expensive) in Europe. There's a 1 bed flat listed on right move in the centre of Sheffield for £86000. It is in fact a bedsit, it barely meets 1949 space standards. They say; "In our opinion this is one of the best studios in the complex, offering space normally found in a one bedroomed apartment." To get a mortgage for say 25 years, one would need to have the deposit and an income of £28 667. Which is more than the national average wage, and far more than the Sheffield average wage. In the glorious UK, this is what a person on above average income can afford right now, over 25 years, if they have a deposit. Your first time buyers are about 39 now. So by 64 you can have purchased yourself a tiny bedist. Having purchased the bedsit the year before you retire, you may be in a financial position to raise a family, however your most likely infertile due to old age, and in poor health. It's also highly unlikely you kept your job for 25 years in this modern world.. I don't know whether to laugh, cry or emigrate. (Obviously, I haven't taken into account a house price crash, the depression, world war 3, a couple of booms and busts, wage inflation etc., but you get the picture) Link to comment Share on other sites More sharing options...
Longcol Posted September 30, 2010 Share Posted September 30, 2010 There's a 1 bed flat listed on right move in the centre of Sheffield for £86000. It is in fact a bedsit, it barely meets 1949 space standards. They say; "In our opinion this is one of the best studios in the complex, offering space normally found in a one bedroomed apartment." To get a mortgage for say 25 years, one would need to have the deposit and an income of £28 667. Which is more than the national average wage, and far more than the Sheffield average wage. In the glorious UK, this is what a person on above average income can afford right now, over 25 years, if they have a deposit. Your first time buyers are about 39 now. So by 64 you can have purchased yourself a tiny bedist. Having purchased the bedsit the year before you retire, you may be in a financial position to raise a family, however your most likely infertile due to old age, and in poor health. If you do the sums on here it would suggest you are wrong. http://www.bbc.co.uk/homes/property/mortgagecalculator.shtml Link to comment Share on other sites More sharing options...
Polacy Posted September 30, 2010 Share Posted September 30, 2010 stop complaining , UK is not as bad as you think , you are too busy seeing the dark side of it Link to comment Share on other sites More sharing options...
megalithic Posted September 30, 2010 Share Posted September 30, 2010 I dont have time to read the whole thread but i'd say to anyone of that opinion, "save up your giros and book a flight". Problem solved. Link to comment Share on other sites More sharing options...
chem1st Posted September 30, 2010 Share Posted September 30, 2010 If you do the sums on here it would suggest you are wrong. http://www.bbc.co.uk/homes/property/mortgagecalculator.shtml I'm going on a 3 times earnings ratio for the mortgage and a 10% deposit, assuming a fixed interest rate of 6%, fixed for 25 years, which for 25 years is realistic. Link to comment Share on other sites More sharing options...
Bulgarian Posted September 30, 2010 Share Posted September 30, 2010 If people don't like living here go elsewhere. Wonder why they don't? I think if all borders were opened and people could just go and live anywhere they wanted things would be very different. Link to comment Share on other sites More sharing options...
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