GrayFace Posted January 26, 2011 Author Share Posted January 26, 2011 THANX so much for all of this advice folks Link to comment Share on other sites More sharing options...
espadrille Posted January 26, 2011 Share Posted January 26, 2011 all good advice. The important thing is that when you do agree the amount, make sure that you do pay this regularly and dont default on it. It is always better to pay something rather than miss a payment. I guess it may be by standing order/direct debit anyway when you settle it. It costs them a fortune to chase debt so if you are paying what was agreed then they will be happy and it wont cost them to chase you. Link to comment Share on other sites More sharing options...
Noodledoo Posted January 26, 2011 Share Posted January 26, 2011 Definitely try CAB or a charity like jubilee debt advice. If nothing else they can handle negotiations and letters for you rather than feeling harassed by it yourself. Avoid debt management companies like the plague - they cream off part of what you pay each month so it takes loads longer to pay off what you owe. Good luck. Link to comment Share on other sites More sharing options...
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