Leah-Lacie Posted April 22, 2011 Share Posted April 22, 2011 Saying they'd still pay the asking rent price, if they only had 150 per week which they saw as their own money and not rent money as they would if 100 of it was HB, how much would they be willing to put to rent? They'd keep taking the cheapest housing options, and the effect would be that expensive ones dropped in price to compete, theoretically of course. Link to comment Share on other sites More sharing options...
melthebell Posted April 22, 2011 Share Posted April 22, 2011 But if someone is only willing to pay out £200 per month maximum for a flat, and everyone was only willing to pay this, then in theory the £300 flats would have to be dropped or the landlord loses money while its empty...in theory it does make sense but probably wouldn't happen. but its a wishful fantasy, a landlord gives a price and you can either afford it or you cant, like most things in life, housing benefit is there to hel those with less, nothing more yes it gets abused, doesnt everything? but its NOT a leveller, thats just nonsense Link to comment Share on other sites More sharing options...
evildrneil Posted April 22, 2011 Share Posted April 22, 2011 Ablosih HB and you have £20 billion you can use to increase JSA etc., build decent housing (which pays for itself). And how will it pay for itself unless you rent it out? You can't just magic houses out of the air - they take time, materials, labour and land to produce all that has to be paid for; along with the insurance and upkeep of the properties. Are you suggesting that housing benefit is diverted into building affordable houses? If so where are you going to house the people who's benefit has been cut and now can't afford to rent anywhere? Link to comment Share on other sites More sharing options...
melthebell Posted April 22, 2011 Share Posted April 22, 2011 Saying they'd still pay the asking rent price, if they only had 150 per week which they saw as their own money and not rent money as they would if 100 of it was HB, how much would they be willing to put to rent? They'd keep taking the cheapest housing options, and the effect would be that expensive ones dropped in price to compete, theoretically of course. if you can afford cheap you take cheap, if you can afford expensive take expensive, thats life. im in a housing association house cos its cheaper. but if your in say a £400 house and the benefit will only cover £300 you have to find the rest or your out, they WILL find somebody who can, specially as housing is getting harder to find...alledgedly Link to comment Share on other sites More sharing options...
Leah-Lacie Posted April 22, 2011 Share Posted April 22, 2011 If you look at house prices they do kind of tie in with benefits caps but are the caps not based on average prices not vice versa? Link to comment Share on other sites More sharing options...
melthebell Posted April 22, 2011 Share Posted April 22, 2011 And how will it pay for itself unless you rent it out? You can't just magic houses out of the air - they take time, materials, labour and land to produce all that has to be paid for; along with the insurance and upkeep of the properties. Are you suggesting that housing benefit is diverted into building affordable houses? If so where are you going to house the people who's benefit has been cut and now can't afford to rent anywhere? finally somebody with sense, housing benfit and building houses are two completely different entities Link to comment Share on other sites More sharing options...
evildrneil Posted April 22, 2011 Share Posted April 22, 2011 But if someone is only willing to pay out £200 per month maximum for a flat, and everyone was only willing to pay this, then in theory the £300 flats would have to be dropped or the landlord loses money while its empty...in theory it does make sense but probably wouldn't happen. Realistically, if they weren't making enough to cover their mortgage (assuming they have one) they would be more likely to sell the property than make an ongoing loss on it. Link to comment Share on other sites More sharing options...
melthebell Posted April 22, 2011 Share Posted April 22, 2011 If you look at house prices they do kind of tie in with benefits caps but are the caps not based on average prices not vice versa? well im not sure, but as i thought, housing benefit used to pay all your rent, these days tho they only pay up to a certain point then owt after you have to pay the rest Link to comment Share on other sites More sharing options...
Leah-Lacie Posted April 22, 2011 Share Posted April 22, 2011 The only maximum i can think off the top of my head is the £600 for a four bed house, which you may or may not get depending on who lives there. Would think you need at least 5 or 6 children to qualify. This maximum is they very maximum benefit paid in sheffield, and applies to anything above a four bed, 5, 6, 7 bedrooms, and they won't pay anything over £600 in benefit. If you don't have the occupants to qualify, they won't ay anything near this. Link to comment Share on other sites More sharing options...
melthebell Posted April 22, 2011 Share Posted April 22, 2011 The only maximum i can think off the top of my head is the £600 for a four bed house, which you may or may not get depending on who lives there. Would think you need at least 5 or 6 children to qualify. This maximum is they very maximum benefit paid in sheffield, and applies to anything above a four bed, 5, 6, 7 bedrooms, and they won't pay anything over £600 in benefit. If you don't have the occupants to qualify, they won't ay anything near this. dont forget the scare stories in papers like the daily mail about immigrants getting paid stupidly large amounts for both housing and dole lol Link to comment Share on other sites More sharing options...
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