Jesamaine Posted June 13, 2011 Share Posted June 13, 2011 I am I non home owner with no or bad credit history and am in need of a five thousand pound loan, is there anywhere I could get one? I only want advice as to where if possible to get one, I don't need advice about not having one. Thanks Link to comment Share on other sites More sharing options...
mj.scuba Posted June 13, 2011 Share Posted June 13, 2011 Try the Cooperative Bank. I was refused a loan from a few places despite no adverse credit history, but got one from the Co-op. Link to comment Share on other sites More sharing options...
Jesamaine Posted June 13, 2011 Author Share Posted June 13, 2011 Thanks for that mj scuba, I will give it a try. Link to comment Share on other sites More sharing options...
barleycorn Posted June 13, 2011 Share Posted June 13, 2011 If you have no previous credit history you may find in difficult in getting a loan. It's kind of a catch 22 situation, need history to get a loan, can't get history without one. If you are unsuccessful then try a credit building credit card which you should use and pay off in full every month. http://www.moneysavingexpert.com/loans/cheap-personal-loans jb Link to comment Share on other sites More sharing options...
Ms Macbeth Posted June 13, 2011 Share Posted June 13, 2011 If you are working and have your wages/salary paid into an account, I'd try that bank. Even if you haven't borrowed before, they can see a regular income which is in your favour. Link to comment Share on other sites More sharing options...
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