leftylou Posted April 5, 2018 Share Posted April 5, 2018 The fact that so many people have to ask this question is hideous. Link to comment Share on other sites More sharing options...
mafya Posted April 5, 2018 Share Posted April 5, 2018 The fact that so many people have to ask this question is hideous. Some buy to let mortgages state that you can not rent the property out to tenants receiving benefits. Link to comment Share on other sites More sharing options...
Ghozer Posted April 5, 2018 Share Posted April 5, 2018 Some buy to let mortgages state that you can not rent the property out to tenants receiving benefits. ... There is no legal reason why they cannot let to DSS tenants.. and is actually discrimination to not allow DSS tenants.. It's more of a 'choice' by individual landlords.... For mortgages though it could be different to renting as they have to be sure that the mortgage will be paid and continue to be paid each month etc, it's more like a financial loan... Link to comment Share on other sites More sharing options...
geared Posted April 5, 2018 Share Posted April 5, 2018 ... There is no legal reason why they cannot let to DSS tenants.. and is actually discrimination to not allow DSS tenants.. Is that a problem for the banks or the landlord though? Link to comment Share on other sites More sharing options...
mafya Posted April 5, 2018 Share Posted April 5, 2018 ... There is no legal reason why they cannot let to DSS tenants.. and is actually discrimination to not allow DSS tenants.. It's more of a 'choice' by individual landlords.... For mortgages though it could be different to renting as they have to be sure that the mortgage will be paid and continue to be paid each month etc, it's more like a financial loan... Is that a problem for the banks or the landlord though? You are breaching your mortgage terms if you let to people on benefits when the mortgage terms state you can’t. Breaching terms in a contract is not advisable as they could call the mortgage in if found out. Blame the mortgage company’s= https://www.legalforlandlords.co.uk/lenders-tell-landlords-no-dss/ Link to comment Share on other sites More sharing options...
Hippogriff Posted April 5, 2018 Share Posted April 5, 2018 I'd add [what I think is] an interesting side topic to this. Not an assumption or an observation, or something from years ago that might now be an urban myth; something from actual recent experience. I will quote the response from my Insurance Broker when I asked for a quote for a new property I'm buying - it's your standard 3 bedroom terrace that we all know and love. Nicely done. OK area. I could let to a private Tenant or it may be more suited to someone receiving LHA... it's up in the air. I really have no dogmatic issue with LHA... although I do have a preference. Here's part of the email - "With the Tenant just being a Private Rental Tenant were [sic] looking at around £170 for the year. A Council Support Tenant would cost £256 for the year." I knew this before, of course... but, to be fair, I'd never thought it appropriate to bring it up, this thread and the timing made it seem interesting. Just one more angle as to why. ---------- Post added 05-04-2018 at 18:53 ---------- Some buy to let mortgages state that you can not rent the property out to tenants receiving benefits. Many Insurance Policies will state the same... and, of course, will include other non-desirables! Not my position. The Insurance. They bundle their list of non-desirables into a big list and those may include... students... people in receipt of benefits... asylum seekers. Even Politicians! The deck seems stacked, right? Poor Landlords have it tough. Why should they act in loco parentis in place of the state? It's just a business... selling a product to a willing buyer (hirer, I suppose). Link to comment Share on other sites More sharing options...
RWM1967 Posted June 21, 2018 Share Posted June 21, 2018 Lots of homelessness agencies will have contacts with landlords that let to people on benefits (particularly single people). You could try speaking to: Roundabout Homelessness Prevention Service Citizens Advice Bureau local Council offices libraries (often have useful information) food banks Archer Project Howden House (Council) Rough Sleeper Service (Framework) homelessness hostels, e.g. Salvation Army and St Anne's St Wilfred's day centre probation service It is also worth looking on Gumtree, Sheffield Forum, and DSS Move, websites. Link to comment Share on other sites More sharing options...
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