wednesday1 Posted September 16, 2011 Share Posted September 16, 2011 You want to buy another house with the money you've saved to buy a replacement cooker :hihi:You could probably get one in Grimsby! Link to comment Share on other sites More sharing options...
Jeffrey Shaw Posted September 16, 2011 Share Posted September 16, 2011 How is it possible for a bank to be feral? One example: WELLS FARGO is an anagram of GLOWS FERAL. Link to comment Share on other sites More sharing options...
crookesey Posted September 16, 2011 Share Posted September 16, 2011 I changed my car two weeks ago, traded the old one in and settled the bill with my debit card. I paid the guy who sorted out some gates and fencing today, by cheque. I use a credit card quite a lot with instructions to withraw the balance from my bank account. The wife is getting keen on a new bathroom, and you all know who will win that one. Our central heating boiler will need changing soon, I hope later, but it is getting old. We don't borrow, I will have no income until my various pensions click in next year, I've manage for over a year on my severance package and a bit of other money owed to me. I'm happy as Larry with a few quid in the bank, and would be a complete pain in the bum is I was skint, it's the way that I was brought up, I think the correct way. Link to comment Share on other sites More sharing options...
L00b Posted September 19, 2011 Share Posted September 19, 2011 Explain, please. Don't remember any vote on it.You wouldn't ever have gotten a vote on it, since the UK Gvt didn't ever contemplate integrating it. That doesn't alter the fact that the UK, both before the € and since the €, has always done most of its overseas business in the EU (a lot of which became the €-zone). So, if the € tanks, many if not most of the €zone EU countries also tank (to greater or lesser extents, depending on country's balance of payment at time of exit), then the UK does the same shortly after that (no export markets left to speak of). = cataclysmic for everybody (incl. the UK). And diddly-squat to do with a (UK) vote. Comprendo? Link to comment Share on other sites More sharing options...
davyjones Posted September 19, 2011 Share Posted September 19, 2011 when i lost my job in 2009 i had quite a bit of savings well over the cap to get no benefits, i decided to put alot of it in my mothers bank so i could get jsa after all i had payed into the kitty i kept 6000 which lost me £10 a week in jsa. i could not believe that i was being punished for being smart and saving money for a house deposit and some scum bag who has never worked gets everything. that along with the fact my intrest went from being double figures in pounds to double figures in pence in the space of a few months really made me think twice about were i wanted to spend this money Link to comment Share on other sites More sharing options...
chem1st Posted September 19, 2011 Share Posted September 19, 2011 I've recently withdrawn all my savings and spent them on stuff I need/might need. When the cooker goes, I've already got a replacement, when the fridge goes I've already got a replacement, when I want a new carpet, I've already got one etc. Money in the bank is at risk of being lost entirely and is being fast eroded by inflation. Saving, - sod that for a game of soldiers. Your not even saving money, just a depreciating currency, and by doing so you reduce any potential benefit entitlement. If you want to save, bury silver. Link to comment Share on other sites More sharing options...
Cyclone Posted September 19, 2011 Share Posted September 19, 2011 What a silly thing to do. Now you've got to find storage for those items, their guarantee is currently running and may run out before you even test if they work and they're depreciating as we speak at a rate higher than inflation. There's only a risk of loosing money in the bank if you have more than £75k with a single bank group, below that value is insured by the government, unless you think the government might fall as well... In which case I'm not sure your spare cooker and carpet will be much use to you, should have invested in a remote cabin and a gun instead. Link to comment Share on other sites More sharing options...
iansheff Posted September 19, 2011 Share Posted September 19, 2011 I am thinking of investing in solar power but will wait till after Thursday nights Watchdog as I think it said they would be looking at solar power companies. Then if I am out of work at least will have some coming in and cheap electricity, however would you have to declare it and be penalised? Link to comment Share on other sites More sharing options...
Cyclone Posted September 19, 2011 Share Posted September 19, 2011 Interesting question, I'd never thought about whether the income from the scheme would have to go on your tax return... Link to comment Share on other sites More sharing options...
chem1st Posted September 19, 2011 Share Posted September 19, 2011 What a silly thing to do. Now you've got to find storage for those items, their guarantee is currently running and may run out before you even test if they work and they're depreciating as we speak at a rate higher than inflation. There's only a risk of loosing money in the bank if you have more than £75k with a single bank group, below that value is insured by the government, unless you think the government might fall as well... In which case I'm not sure your spare cooker and carpet will be much use to you, should have invested in a remote cabin and a gun instead. I don't have to worry about the storage, I'm not concerned about the guarantee (I wouldn't need a second if the guarantee was worth owt), nor am I worried about my goods depreciating in value. They now cost more in the shops. I'm happy. Link to comment Share on other sites More sharing options...
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