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Mortgage Broker sought/recommended MEGATHREAD


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  • 2 weeks later...

We are currently using this lady with our mortgage for our house move. She has been great - responds really quickly- always calls when she says she will - has given us pros and cons of all options and came to our house to pick up all our documents. Really recommend her.

 

Julie Taylor, Independent Mortgage Services Ltd,

 

Tel : 0114 2509100 / Fax: 0114 2580580

 

Mob: 07986828527

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  • 4 weeks later...

Good evening all.

 

I’m looking to get some mortgage advice (free of course). I’ll be a first time buyer.

 

I’m looking for a “whole of the market” mortgage broker.

However, I’m not necessarily in the position to follow through with the mortgage, I’m just trying to get an accurate picture of deposit require, the amount I could get, and the amount I would be paying per month.

 

Obviously, the more deposit you have the better the deal, but that’s a never ending story (if you’ve got 10%, maybe you should wait until you have 15% to get a better deal, if you’ve got 15% etc.....).

 

So, anyone know any good ones?

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If a broker arranges a mortgage for you (which is how they EARN THEIR LIVING) not giving free advise, then you will have to pay the broker fee.

 

It sounds like your just out to waste someones time. Nobody makes a living giving free advise to time wasters.

 

What you want is someone to sit down and spend hours of their time finding everything out for you and telling you whats best, then your gonna go "erm sorry I cant do it right now" and they will end up with nothing.

Edited by ryder8904
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If a broker arranges a mortgage for you (which is how they EARN THEIR LIVING) not giving free advise, then you will have to pay the broker fee.

 

It sounds like your just out to waste someones time. Nobody makes a living giving free advise to time wasters.

 

What you want is someone to sit down and spend hours of their time finding everything out for you and telling you whats best, then your gonna go "erm sorry I cant do it right now" and they will end up with nothing.

Maybe... just maybe... they earn their living when someone signs up for the mortgage, such as with fees and commission. Indeed, free advice at the initial stage is very common according to various like sites such as money saving expert.

 

And I will only know if I’m able to take a mortgage by hearing what’s on offer... wouldn’t you think?

 

Thanks for your help though

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