Swampster Posted January 26, 2012 Share Posted January 26, 2012 I got the above slightly wrong, it still is based on applicable amount.. which as far as I've found briefly for a couple with no children/disability premiums etc is £105 per week. With a combined income below this, you get the full amount (i.e the LHA rate indicated above).. anything above it get's 65p per £1 over knocked off the benefit it seems. So basically.. £104.99 combined income or below would equal £91.15 in LHA £106.00 = £90.50 £107.00 = £89.85 etc I presume the CTB would work in the same way.. Edit: seems it does work in the same way for CTB except it's 20p/£ knocked off the benefit for every £1 over the Applicable Amount: If your weekly income is more than your Applicable Amount we take 65p off your maximum Housing Benefit and 20p off your maximum Council Tax Benefit for each £1 your income is more than your Applicable Amount. Whilst the minimum Housing Benefit payable is 50p per week, there is no minimum Council Tax Benefit. https://www.sheffield.gov.uk/in-your-area/benefit/payments/yourentitlement.html Link to comment Share on other sites More sharing options...
salts Posted January 26, 2012 Author Share Posted January 26, 2012 So they could get nothing. Thats disgusting! Absolutely disgusting! Link to comment Share on other sites More sharing options...
Leah-Lacie Posted January 26, 2012 Share Posted January 26, 2012 The best thing to do would either be to ask the HB department directly, or if you want to know NOW, use an online benefits estimator, which will highlight everything they should get in their situation, provided you know all details. Try this one: http://www.direct.gov.uk/en/Diol1/DoItOnline/DoItOnlineByCategory/DG_172666 Link to comment Share on other sites More sharing options...
Swampster Posted January 26, 2012 Share Posted January 26, 2012 Applicable Amount This is the weekly amount intended for your day to day living expenses. Applicable amounts are produced by adding together the 'personal allowance' for a single person or a couple and any 'premiums' that apply. Personal allowances and premiums are explained below. For the year April 2011 - March 2012 Personal Allowances Single Person aged less than 25 £53.45 Single Person aged not less than 25 £67.50 Lone Parent aged not less than 18 £67.50 Couple at least one aged 18 £105.95 Pensioners Single 60-64 £132.60 Couple one or both 60-64 £202.40 Single 65 or over £153.15 Couple one or both 65 or over £229.50 Child or Young Person from birth to the first Monday in the September following the 16th birthday £62.33 from the first Monday in the September following the 16th birthday to day preceding 20th birthday £62.33 Premiums People aged 60 or over are awarded a pensioner premium. In addition older people may be entitled to the carer premium or severe disability premium if they satisfy the conditions. Disabled people under 60 may be able to receive the disability premium and in some cases the enhanced disability premium and/or the severe disability premium as well. There is also a new bereavement premium (although this cannot be awarded to people who are in receipt of the disability premium) and the carer premium which can be awarded in addition to any other premiums. As explained above premiums are added to your personal allowance to give your 'applicable amount' which is the amount used to calculate your benefit. Family Premium, the condition for this premium is that there is at least one child or young person in the household, where you are living either as a couple or a lone parent. Disability Premium, a single person will qualify if he or she is under 60 and: receives Disability Living Allowance, Incapacity Benefit paid at the long term rate, Severe Disablement Allowance; or has an invalid carriage, provided by the social security office; or is registered blind. A couple will qualify if both are under 60 and one or both fulfil one of the disability conditions. People may also be able to receive this premium in some situations where they have been unable to work for at least 52 weeks (28 weeks for terminally ill people) but do not fall into the above categories. Enhanced Disability Premium, this premium was introduced in April 2001. It is awarded to people under the age of 60 who are in receipt of the highest level of the care component of Disability Living Allowance. It is awarded in addition to the disability premium. Severe Disability Premium, as a single claimant you will receive the severe disability premium if: you receive Attendance Allowance or the middle or higher rate of the care component of Disability Living Allowance ( DLA ); and you live 'alone' (but there are certain groups of people that you can live with and still receive the premium as explained below); and no one receives Carer's Allowance (formerly Invalid Care Allowance) for looking after you. If you have a partner and you receive Attendance Allowance (or the middle or higher rate of the care component of DLA ) you will not normally receive this premium, as you are not living alone. However you can still receive it if: your partner also gets Attendance Allowance (or the middle or higher rate of the care component of DLA ) or he or she is registered blind; and you 'live alone' as described below; and no one receives Carer's Allowance for looking after you. If your partner also receives Attendance Allowance (or the middle or higher level of the care component of DLA ); and neither of you has a carer receiving Carer's Allowance you will receive the single rate. You will still be counted as 'living alone' if you live with certain people such as someone else also receiving Attendance Allowance or the middle or higher care component of the DLA , someone who is registered blind, a voluntary worker paid for by a charity, a boarder, someone under 18 or, in some circumstances, if you are a joint tenant or joint owner and share the housing costs. Remember that you can receive the severe disability premium on top of the disability, enhanced disability, or pensioner premiums. Disabled Child Premium, the condition for this premium is that a child or young person in the family; is registered or certified blind (this means with the social services or social work department); or ceased to be registered or certified blind within the past 28 weeks because of regaining sight; or received disability living allowance (either component payable at any rate) A disabled child premium is awarded for each child or young person to whom this applies. The Carer Premium, is available to carers who: receive Carer's Allowance (formerly Invalid Care Allowance ( ICA ); or applied for ICA on or after 1 October 1990 and fulfil the conditions but cannot receive it because they receive another benefit instead. Carer's Allowance is an 'overlapping benefit'. This means that if you have a state retirement pension of more than £55.30 a week you will not actually receive Carer's Allowance. However, you may have an 'underlying entitlement' to Carer's Allowance which could give you the carer premium, as described in the example below. Example: Elizabeth receives a state retirement pension of £84.25 topped up with Pension credit to £157.90. She looks after her mother who gets Attendance Allowance. She applied for Carer's Allowance and was sent a letter saying she fulfilled the conditions but she could not receive it on top of her pension. Because of the extra amount for carers her pension credit was increased and the local authority were informed and added the carer's premium to her appropriate amount. Warning: If the person you care for receives the severe disability premium (see below) they will lose this if you start to receive Carer's Allowance. In some circumstances a carer could receive an extra £31.00 a week through the carer premium while the person they care for would lose the severe disability premium (described above) which is worth £55.30. If you are not sure whether to claim Carer's Allowance or not, contact a local advice centre. The carer premium will continue for eight weeks after you cease caring, for example if the person you cared for has died or moved into a care home. For the year April 2011 - March 2012 Premium Amounts Family Premium £17.40 Family Premium one (or more) child(ren) aged under one year £27.90 Family Premium Lone Parent rate protected for certain claimants £22.20 Family Premium Lone Parent rate one (or more) child(ren) aged under one year £32.70 Disability Premium Single Person £28.85 Disability Premium Couple £41.10 Enhanced Disability Premium Couple £20.25 Enhanced Disability Premium Single People/Lone Parent £14.05 Enhanced Disability Premium Child £21.63 Severe Disability Premium Single £55.30 Severe Disability Premium Couple - one qualifies £55.30 Severe Disability Premium Couple - both qualify £110.60 Disabled Child Premium £53.62 Carer Premium £31.00 Pensioner Single £69.85 Pensioner Couple £103.75 Childcare and Earnings Disregards Childcare charges £175 Childcare charges(two or more) £300.00 Additional earnings disregard (16/30 hour disregard) £17.10 Link to comment Share on other sites More sharing options...
Bethsmummy Posted January 26, 2012 Share Posted January 26, 2012 If you explain this to the super intelligent people at the council, their solution.......move. Except there's no chance of getting a council house, private landlords won't accept benefit claimants & besides all this the very notion that you are in financial difficulty leaves the option of moving far out of your grasp anyhow, in terms of having a bond or removals costs. Link to comment Share on other sites More sharing options...
Bethsmummy Posted January 26, 2012 Share Posted January 26, 2012 So they could get nothing. Thats disgusting! Absolutely disgusting! No salts if one is on jsa & one is on esa & no other income they are guarenteed the one bed rate of £395 and full council tax. But even then they are going to be £150 a month short. Unless they have some savings that is going to be impossible to meet on basic benefits. Link to comment Share on other sites More sharing options...
Leah-Lacie Posted January 26, 2012 Share Posted January 26, 2012 So we can safely say, if they are entitled to anything at all, which it is possible they may not be, but I think they will be able to get some help even if its not the full amount, the absolute maximum they will be able to get is £395 per month for the rent, so they're going to be very, very stuck Link to comment Share on other sites More sharing options...
Swampster Posted January 26, 2012 Share Posted January 26, 2012 No salts if one is on jsa & one is on esa & no other income they are guarenteed the one bed rate of £395 and full council tax. But even then they are going to be £150 a month short. Unless they have some savings that is going to be impossible to meet on basic benefits. Sorry but I don't think that's correct... if the stated income is what he suggests.. £95 p/w £130 fortnightly or £65 p/w = a combined income of £160 p/w which is £55 over the applicable amount..so it'll be something like 55 x 65p = £35.75 LHA would be £91.15 p/w - £35.75 = £55.40 p/w or £221.61 pcm <-- HB Council Tax benefit would be 55 x 20p = £11 £x - £11 = £y x= full council tax y = council tax after benefit They would still be required to find £550 - £221.61 = £328.39 PCM RENT Link to comment Share on other sites More sharing options...
Leah-Lacie Posted January 26, 2012 Share Posted January 26, 2012 All I know about these applicable amounts and being over them, is my Nan's pension is £6 per week over the state pension amount (£6 more than 'what the government says you need to live on') and according to her, she gets no help with her rent Link to comment Share on other sites More sharing options...
Swampster Posted January 26, 2012 Share Posted January 26, 2012 All I know about these applicable amounts and being over them, is my Nan's pension is £6 per week over the state pension amount (£6 more than 'what the government says you need to live on') and according to her, she gets no help with her rent Yeah like I said at the begining it's almost impossible to fathom with all the correct personal details in hand, without then forget it - best advice is to go to CAB, as it's an utter minefield. The people on the Job Centre front line are actively encouraged not to explain what benefits people are entitled to. Link to comment Share on other sites More sharing options...
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