shadow11 Posted February 20, 2012 Share Posted February 20, 2012 ............... Friend was getting advice through my account, thanks for everyone's input. Link to comment Share on other sites More sharing options...
Plain Talker Posted February 20, 2012 Share Posted February 20, 2012 The only difference between companies like these, and Dick Turpin is that Dick Turpin wore a mask. Link to comment Share on other sites More sharing options...
shadow11 Posted February 20, 2012 Author Share Posted February 20, 2012 Too right! x Link to comment Share on other sites More sharing options...
Chris_Sleeps Posted February 20, 2012 Share Posted February 20, 2012 I rang minicredit to sort out an arrangement of payment and they are just refusing and saying they cannot freeze the interest adding either, even if i am paying money to the account to pay it off. The loan is now standing at a whopping £796! I have had a letter stating a doorstep collector will be coming Get help, get help, get help. Citizens Advice, National Debtline - get help. If a bailiff does knock on your door, you don't have to talk to them. They have no rights to enter your property and take anything. Only court appointed bailiffs can take anything without your permission. If they get pushy then phone the police. Link to comment Share on other sites More sharing options...
Location114 Posted February 20, 2012 Share Posted February 20, 2012 To be honest its not what you want to hear but they are fully within legal boundaries to do this. These payday loans have a mahOOSIVE APR rate so the calcuations you have been provided with are probably correct. One realistic option is maybe apply for a loan from your bank to consolidate it may not get it but thats your best option. Failing that there is a great deal of free debt advice services these days give them a call. Link to comment Share on other sites More sharing options...
Muldoon Posted February 20, 2012 Share Posted February 20, 2012 Would you please refrain from posting in ghost grey please ? apart from it being creepy, it is really hard to see by people with vision problems like me. Plain talker, you hit the nail right on the head... Link to comment Share on other sites More sharing options...
shadow11 Posted February 20, 2012 Author Share Posted February 20, 2012 Thanks for your advice Chris Sleeps & Location 114. I'm definitely gonna get onto that! Although yeah i know they do have there rights but they should have something in place for if someone loses their job! Its silly. I like the grey writing.. Link to comment Share on other sites More sharing options...
kidley Posted February 20, 2012 Share Posted February 20, 2012 as said above get advice quickly it sounds as though they are charging compound interest which i thought was illegal now, but i stand to be corrected Link to comment Share on other sites More sharing options...
Emmie92 Posted February 20, 2012 Share Posted February 20, 2012 I like the grey writing.. I have good eyesight, but found it hard on the eyes so I did not read your original post. Link to comment Share on other sites More sharing options...
andygardener Posted February 20, 2012 Share Posted February 20, 2012 I'd have a good look/join CAG as they are a lot more focused on this kind of thing. The google list of CAG posts on this outfit is here - http://www.google.co.uk/search?q=Mini+Credit&ie=utf-8&oe=utf-8&aq=t&rls=org.mozilla:en-GB:official&client=firefox-a#hl=en&safe=off&client=firefox-a&hs=Nzb&rls=org.mozilla:en-GB:official&q=+site:consumeractiongroup.co.uk+Mini+Credit&sa=X&ei=cbxCT8_lJoKAhQfKsL3cBQ&ved=0CKUBEK0CMA0&bav=on.2,or.r_gc.r_pw.r_qf.,cf.osb&fp=8c9dafbc06612134&biw=1024&bih=629 Link to comment Share on other sites More sharing options...
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