I1L2T3 Posted June 3, 2012 Share Posted June 3, 2012 the default was made thought carphone warehouse sending us a bill that was not right when we refused to pay they sent it to a company .....and without going in to every detail..thats how we got a default .....in reflection if we would have known it would couse this problem we would have paid it ...but at the time we refused to pay for some thing that was wrong ..... The way the OP read was you had defaulted on a mortgage. If you have a default recorded against you and you feel it was unfair you can contact ther rating agencies to explain. At the very least you can add a note to your credit files at the rating agencies to explain why you think your records are incorrect. It may help. Best of luck. Never nice to see a consumer unfairly done over by an irresponsible company. Link to comment Share on other sites More sharing options...
cgksheff Posted June 3, 2012 Share Posted June 3, 2012 ............. says they cant remove it but they have put a noice of correction on it which expains why its there ..... ........... ............... At the very least you can add a note to your credit files at the rating agencies to explain why you think your records are incorrect. ........... Please keep up. Link to comment Share on other sites More sharing options...
I1L2T3 Posted June 3, 2012 Share Posted June 3, 2012 Please keep up. Ah yes. Thanks. Missed that bit. I was only trying to help though Link to comment Share on other sites More sharing options...
GodStar Posted June 7, 2012 Share Posted June 7, 2012 No. You have a default for a reason. Good on the banks being careful and refusing you. It will drop of 6 years after default date. So learn to manage better first This from the chap that does a runner from his estate agent's bill of £1800 http://www.sheffieldforum.co.uk/showpost.php?p=8932653&postcount=17 Link to comment Share on other sites More sharing options...
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