andrewfh2008 Posted July 3, 2012 Share Posted July 3, 2012 Hi, I've just passed my driving test at 17. Am very eager to get a car, but of course - extortionate insurance prices are blocking the way! I know this is a question that's been asked a million times before - but does anyone have any tips for getting those prices down? Any cars, companies, experience or advice to add? I've tried pretty much every trick in the book, I've added older drivers to the quote, I've got a low insurance car, done tons of quotes with different companies and comparison sites and so on. The best I've had is around £2000 with Co-operative Insurance, which is "black box" insurance, with a 1.0/1.2 car. Any tiny little scrape of advice very much appreciated! Link to comment Share on other sites More sharing options...
Tomm06 Posted July 3, 2012 Share Posted July 3, 2012 Simple. Lie. If it gets stolen, your excess is so high it'll be easier for you to cancel the policy instead of claiming lol. Link to comment Share on other sites More sharing options...
Gazza58 Posted July 3, 2012 Share Posted July 3, 2012 Might be worth enquiring as to what discount you would get if you took your pass plus,it it suppose to bring it down a fair bit,plus you should be a better driver for it. Link to comment Share on other sites More sharing options...
Bloomdido Posted July 3, 2012 Share Posted July 3, 2012 Simple. Lie. If it gets stolen, your excess is so high it'll be easier for you to cancel the policy instead of claiming lol. And if you have an accident and kill someone the rest of us mugs will pay out on your behalf. Link to comment Share on other sites More sharing options...
Bloomdido Posted July 3, 2012 Share Posted July 3, 2012 I have been driving for years and years. My insurance is £600 a year 3rd-party and I have full no-claims. Two grand doesn't seem that bad. Link to comment Share on other sites More sharing options...
zebbadee Posted July 3, 2012 Share Posted July 3, 2012 hi have 3 years no claims....my insurance is just under £600 for the year, fully comp, with co-operative insurance iv been driving 7 years though only got 3 years no claims as i was on some one elses policy, your age, your inexperience as a driver, your postcode, and were you keep the car ie on a drive, a road, a carpark etc, whether the car has an alarm etc can also be factors in how your insurance works out :-) Link to comment Share on other sites More sharing options...
andipep Posted July 3, 2012 Share Posted July 3, 2012 Might be worth enquiring as to what discount you would get if you took your pass plus,it it suppose to bring it down a fair bit,plus you should be a better driver for it. doesnt count for much unfortunately Link to comment Share on other sites More sharing options...
Pinksarah889 Posted July 3, 2012 Share Posted July 3, 2012 Insurance is crazy. I thought mine would have started to go down by now but it hasn't really. Got 5 years no claims but its still a grand for the year. All you can do is keep looking as prices change daily. Good luck. Link to comment Share on other sites More sharing options...
Shogun Posted July 3, 2012 Share Posted July 3, 2012 There are two cheap insurance company's I know of one is DNA and the other is Quinn insurance they both specialise in young drivers. Link to comment Share on other sites More sharing options...
bigsexydoug Posted July 3, 2012 Share Posted July 3, 2012 enquire about being put on your mum/dads insurance as a seperate policy holder, i think direct line do it where you will build up no claims discount through them to use for yourself. Link to comment Share on other sites More sharing options...
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