Mikes10 Posted August 13, 2012 Share Posted August 13, 2012 I don't have a credit card, I have a bank account with a debit card I only buy something if I've got money in the bank to pay for it, and I only buy stuff from reputable organisations even if that means paying a little more. The upshot of which is I don't have any debts. The lesson was taught to me from a very young age by my mum. Link to comment Share on other sites More sharing options...
MonkeyLover Posted August 14, 2012 Share Posted August 14, 2012 I have had a Halifax Credit card for ages, always pay in full so never pay any interest. They pay me £5 per month if I spend over £300 - which I always manage to do! Link to comment Share on other sites More sharing options...
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