iwbsheff Posted February 11, 2020 Share Posted February 11, 2020 "But Coppen does not comply with either provision." ...and nobody cares! Link to comment Share on other sites More sharing options...
Jeffrey Shaw Posted February 12, 2020 Share Posted February 12, 2020 Plenty of people care- not only tenants (leaseholders) but also their solicitors. BUT this is the problem: enforcement action is expensive too. Link to comment Share on other sites More sharing options...
iwbsheff Posted February 14, 2020 Share Posted February 14, 2020 Jeffrey, my apologies for being a bit facetious. I know you do some sterling work in this area and of course hit the nail on the head re the costs of enforcement. I did raise it with my MP once and their response was very much "you're on the right side of the law so ignore them". They failed to see the bigger issue of the anxiety caused and a local company (in my opinion) operating on the bounds of acceptability (I'm trying not be be libellous here). Link to comment Share on other sites More sharing options...
Jeffrey Shaw Posted February 15, 2020 Share Posted February 15, 2020 Tenants (leaseholders) might also find themselves 'over a barrel' if a proposed sale is jeopardised by Coppen's demands. Link to comment Share on other sites More sharing options...
geared Posted February 17, 2020 Share Posted February 17, 2020 Standard advice is to get out from under Coppen as quickly as you can. Link to comment Share on other sites More sharing options...
Nadeem02 Posted February 18, 2020 Share Posted February 18, 2020 (edited) Can someone help!! We bought a house back in 2012 and was told by the solicitors if we was to have the insurance to which was advised to use then we wouldn't have to pay anything but was told after 2 years its fine to swap. Now we did that we are getting charged a fee of 45 pounds every year. What can we do about this please ??? Thanks Edited February 18, 2020 by Nadeem02 Link to comment Share on other sites More sharing options...
geared Posted February 18, 2020 Share Posted February 18, 2020 Jeffrey is your man. but if you do abit of searching on here the subject has come up several times, along with the correct answer. I believe all you need to do is send them a letter, in the correct format and such. Link to comment Share on other sites More sharing options...
avromo Posted February 24, 2020 Share Posted February 24, 2020 can annual insurance approval charge for 5apr-4apr 2020 be challenged ? or only 14 days after taking out insurance. Also who is their approved insurer? Link to comment Share on other sites More sharing options...
Jeffrey Shaw Posted February 24, 2020 Share Posted February 24, 2020 A house's tenant (leaseholder) T can use s.164 of the Commonhold and Leasehold Reform Act 2002. This requires an Annual Notice of Cover to the landlord L. If it's validly served, L cannot charge any fee to T. Link to comment Share on other sites More sharing options...
avromo Posted February 24, 2020 Share Posted February 24, 2020 it seems that it can only be 'validly served' within 14 days of taking out cover? i also just noticed that they only charge me 5£ every six months as opposed to 30£ p.a. is it worth notifying them of this so that when it comes to sell (i want to sell within 6 months) i wont have problems or just leave it? also where do they get their fee structure from ? i.e 45£ for annual insurance charge. This is not an amount written on the lease? Link to comment Share on other sites More sharing options...
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