Plain Talker Posted November 7, 2012 Share Posted November 7, 2012 No its not. It costs between £10-£15 a month for basic home insurance covering up to £50,000 of contents. My insurance is £35 for that amount of cover. and that's about the best price I've found. However when my steplads were younger, I'm afraid, if it were a choice between feeding my kids on that £10/15 quid, and paying for insurance, filling my kids' bellies would have won every time. Link to comment Share on other sites More sharing options...
Jeffrey Shaw Posted November 7, 2012 Share Posted November 7, 2012 No its not. It costs between £10-£15 a month for basic home insurance covering up to £50,000 of contents. Yes. I think that the thread relates only to contents insurance: not buildings insurance. Link to comment Share on other sites More sharing options...
WeX Posted November 7, 2012 Share Posted November 7, 2012 My insurance is £35 for that amount of cover. and that's about the best price I've found. Then you are probably not looking in the right place. That quote came from Direct Line with no no-claims discounts of any kind and no alarms fitted etc. You however may live in a more risky area than me so your premiums could be higher. It may also be higher if you have claimed before. However when my steplads were younger, I'm afraid, if it were a choice between feeding my kids on that £10/15 quid, and paying for insurance, filling my kids' bellies would have won every time. You're moving the goal posts here. This thread is about people being able to afford high value electronics but are unable to insure them. I highlighted the fact household insurance is not as expensive as others are claiming. Not people unable to feed their kids. Link to comment Share on other sites More sharing options...
WeX Posted November 7, 2012 Share Posted November 7, 2012 Yes. I think that the thread relates only to contents insurance: not buildings insurance. Im sorry but you've confused me now. My example was for contents insurance and that is the topic I was replying to. Link to comment Share on other sites More sharing options...
rickiethecat Posted November 7, 2012 Share Posted November 7, 2012 I don't bother with contents insurance, I just make sure I don't own anything worth nicking! Link to comment Share on other sites More sharing options...
High Green Posted November 7, 2012 Share Posted November 7, 2012 It seems to be a common inability of people on council estates and other people in social housing to be get the basics right first Please provide a basis on which you put forward this assumption? Link to comment Share on other sites More sharing options...
Jeffrey Shaw Posted November 7, 2012 Share Posted November 7, 2012 My example was for contents insurance and that is the topic I was replying to. Yes- I can't imagine that anyone fails to insure buildings which he/she owns. Link to comment Share on other sites More sharing options...
WeX Posted November 7, 2012 Share Posted November 7, 2012 Please provide a basis on which you put forward this assumption? This is on a bit of a side note, but today on the radio they where talking about children going to school without having had a decent meal. Poverty was blamed but then the next caller talked about how she is in poverty, has 3 kids, is a single parent and survives solely on benefits. She is even paying of an old debt at the same time and her kids are fed and clothed with the little money she has. Link to comment Share on other sites More sharing options...
Jeffrey Shaw Posted November 7, 2012 Share Posted November 7, 2012 Was she either a smoker or a drinker? Link to comment Share on other sites More sharing options...
JFKvsNixon Posted November 7, 2012 Share Posted November 7, 2012 I suppose if all you want to replace is your TV then that might make some (but not much) sense. If however you'd like to replace your furniture, electrical items, clothing, repair any damage, etc... then proper insurance would be far more cost effective and comprehensive. I believe that usually the insurance that shops that Brighthouse force you to take isn't insurance for the goods, is insurance for the money that you owe. So if your TV gets stolen, you don't owe them the money any more, but you don't get a replacement TV. Link to comment Share on other sites More sharing options...
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