slugger Posted January 20, 2013 Share Posted January 20, 2013 It's off my local council That explains why you got a cheque then. It stays in their account longer until its cleared (3 to 5 working days) In this day of modern technology it should be instantly credited straight into your account and not be held back by ancient banking methods ! Link to comment Share on other sites More sharing options...
gym_rat Posted January 20, 2013 Share Posted January 20, 2013 That explains why you got a cheque then. It stays in their account longer until its cleared (3 to 5 working days) In this day of modern technology it should be instantly credited straight into your account and not be held back by ancient banking methods ! cheques I recieve are credited same day to my account and available to draw. Link to comment Share on other sites More sharing options...
slugger Posted January 20, 2013 Share Posted January 20, 2013 cheques I recieve are credited same day to my account and available to draw. Whats all this about 3 to 5 working days clearance then ? Link to comment Share on other sites More sharing options...
Joanl Posted January 20, 2013 Share Posted January 20, 2013 Who uses cheques these days? Me ................... Link to comment Share on other sites More sharing options...
gym_rat Posted January 20, 2013 Share Posted January 20, 2013 Whats all this about 3 to 5 working days clearance then ? added service I get from the bank, never asked for it. if the cheque were to bounce then they would be debited against my account. Link to comment Share on other sites More sharing options...
Isabelle Posted January 20, 2013 Share Posted January 20, 2013 Last time I cashed a cheque they told me it would be 5 working days, and would probably clear the next Thursday or Friday (I cashed it on a Friday lunchtime), but I checked my bank on the Monday and it was cleared Link to comment Share on other sites More sharing options...
slugger Posted January 20, 2013 Share Posted January 20, 2013 added service I get from the bank, never asked for it. if the cheque were to bounce then they would be debited against my account. What a silly statement. Who do you bank with ? Would they let you draw on it if your account was empty ? Or do they just trust you ? Maybe you have a paid overdraft to cover such eventualities. Many a business could be saved if they could draw off a cheque before it cleared ! Your very statement ridicules itself ! You are trying to defeat the object of my argument (waiting days) ! Your answer is silly ! ---------- Post added 20-01-2013 at 23:12 ---------- Last time I cashed a cheque they told me it would be 5 working days, and would probably clear the next Thursday or Friday (I cashed it on a Friday lunchtime), but I checked my bank on the Monday and it was cleared But had it cleared ? When I deposit a cheque is shows up immediately on my account balance, but I have to wait until its cleared (4 to 5 working days)before I can draw off it. Link to comment Share on other sites More sharing options...
Bruno Posted January 20, 2013 Share Posted January 20, 2013 Be very careful with cheques, read this http://news.bbc.co.uk/1/hi/programmes/moneybox/3709908.stm Link to comment Share on other sites More sharing options...
cgksheff Posted January 20, 2013 Share Posted January 20, 2013 5 mins at one of these cash a cheque places lol...you will be charged through the nose tho. You'll struggle .... chem1st's smashing them all up! Link to comment Share on other sites More sharing options...
slugger Posted January 20, 2013 Share Posted January 20, 2013 You'll struggle .... chem1st's smashing them all up! :hihi: Link to comment Share on other sites More sharing options...
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