Anna B Posted February 12, 2013 Share Posted February 12, 2013 Are you saying people don't get help with washing and dressing in residential homes.. I'm not sure exactly what they get, but I would assume it must be a hell of a lot for £75,000 each. If they need nursing care in a nursing home then surely the same rules should apply as if they were receiving nursing care in a hospital, which is that it is paid for by the NHS. That is what they've been paying National Insurance all their working lives for. Link to comment Share on other sites More sharing options...
tinfoilhat Posted February 12, 2013 Share Posted February 12, 2013 I'm not sure exactly what they get, but I would assume it must be a hell of a lot for £75,000 each. If they need nursing care in a nursing home then surely the same rules should apply as if they were receiving nursing care in a hospital, which is that it is paid for by the NHS. That is what they've been paying National Insurance all their working lives for. Ok, for reference: residential care homes cost around £350 a week and upwards - you might have a nurse running the place. Carers do all the caring including as necessary washing, feeding, dishing out tablets. Bed and board included. Nursing home : as above but will have at least one nurse on duty at all times so can do injections etc will also be less likely to have to send people to hospital (good thing all round). Cost £520 a week and upwards. Youll get your state pension and any other similar benefits taken away regardless of savings etc to put towards the cost of both. Social may kick in money depending on savings and which council you live under. Do you have a spouse ? That makes a difference too (won't sell the house if hubby is still in it - generally). Nhs will only kick in under "continuing care" guidelines which are almost impossible to meet without being dead. I'm no expert, but after our family you pick stuff up. You have to. Link to comment Share on other sites More sharing options...
aliceBB Posted February 12, 2013 Share Posted February 12, 2013 Labour's idea of taking the contribution from your estate when you die was better, but the Tories twisted it out of all proportion, calling it the Death Tax, etc., and it put people off. It shows how out of touch the Tories are, that they assume most people have got £75k just hanging aorund to pay for their care. Most people haven't. Link to comment Share on other sites More sharing options...
tinfoilhat Posted February 12, 2013 Share Posted February 12, 2013 Labour's idea of taking the contribution from your estate when you die was better, but the Tories twisted it out of all proportion, calling it the Death Tax, etc., and it put people off. It shows how out of touch the Tories are, that they assume most people have got £75k just hanging aorund to pay for their care. Most people haven't. Indeed, if you can't or won't save, there is a fair chance you'll be roomed next to someone who did at the states expense at shady pines home for the nearly deceased. Link to comment Share on other sites More sharing options...
harvey19 Posted February 12, 2013 Share Posted February 12, 2013 Labour's idea of taking the contribution from your estate when you die was better, but the Tories twisted it out of all proportion, calling it the Death Tax, etc., and it put people off. It shows how out of touch the Tories are, that they assume most people have got £75k just hanging aorund to pay for their care. Most people haven't. If you haven't enough funds to pay the council/goverment will pay the fees for you. Link to comment Share on other sites More sharing options...
aliceBB Posted February 12, 2013 Share Posted February 12, 2013 If you haven't enough funds to pay the council/goverment will pay the fees for you. Sorry, what I meant was that most people haven't got £75k spare unless they sell their home to raise it. So most people are no better provided for under this scheme than they were before. Underwhelming. Link to comment Share on other sites More sharing options...
Anna B Posted February 12, 2013 Share Posted February 12, 2013 Indeed, if you can't or won't save, there is a fair chance you'll be roomed next to someone who did at the states expense at shady pines home for the nearly deceased. If you are on low wages, how are you expected to save for a pension, save for old age care, save for a mortgage, save towards training or University fees etc. when all your money goes on food and rent with very little disposable income left over? There's another disturbing trend on SF to see anyone who hasn't saved as feckless and the sort who must have spent every penny on beer and fags. In most cases nothing could be further from the truth. Statistics prove that those born poor stay relatively poor all their lives, no matter how hard they work. Link to comment Share on other sites More sharing options...
tinfoilhat Posted February 12, 2013 Share Posted February 12, 2013 If you are on low wages, how are you expected to save for a pension, save for old age care, save for a mortgage, save towards training or University fees etc. when all your money goes on food and rent with very little disposable income left over? There's another disturbing trend on SF to see anyone who hasn't saved as feckless and the sort who must have spent every penny on beer and fags. In most cases nothing could be further from the truth. Statistics prove that those born poor stay relatively poor all their lives, no matter how hard they work. They expect you to sell your house, certainly if you're widowed. Is that a really bad thing ? Shrouds don't have pockets. Link to comment Share on other sites More sharing options...
Anna B Posted February 13, 2013 Share Posted February 13, 2013 They expect you to sell your house, certainly if you're widowed. Is that a really bad thing ? Shrouds don't have pockets. Leaving a legacy to your children is one of the few things that might actually give them a bit of a leg up in the world. Link to comment Share on other sites More sharing options...
supergal Posted February 13, 2013 Share Posted February 13, 2013 i ll never go by the reviews Link to comment Share on other sites More sharing options...
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