What rates can I expect from the insurance?

[Rupert_Baehr]

NCB is No Claims Bonus so number of years of accident free driving but I would have thought your trouble free driving record in Poland will not count in the UK but maybe there's a insurance company specialising in migrants.

May be worth a search.

Do you have a UK licence?

Does your GF drive? If so it may lower the price if you have her as a named driver.

 

You can also search for lower group cars which will be small engined hatchbacks etc..

 

Just be thankful you're not 18!

 

 

Errr... Are you looking for a hefty discrimination lawsuit, GrannyGranny?

 

If he has 5 years NCB in Poland [an EU member State] (and he can prove he has 5 years NCB) then any British Insurance Company which declines to accept that NCB without very good reason could end up on the losing side of an expensive lawsuit for discrimination.

 

Any British Company which suggested that he needed to contact 'a company specialising in migrants' would probably find itself out of business fairly quickly, too.

 

---------- Post added 25-03-2013 at 19:00 ----------

 

She doesn't drive

I still have my Polish DL, gonna change it in April.

Thanks for the responses, gonna search now on google.

 

You are under no obligation to exchange your Polish Driving Licence for a British driving licence. A licence issued in one EU member state is valid in all other EU member states and no EU member state may attempt to impose conditions on the licence holder which are not imposed on the holders of driving licences which it issues.

[mattcbr]

Errr... Are you looking for a hefty discrimination lawsuit, GrannyGranny?

 

If he has 5 years NCB in Poland [an EU member State] (and he can prove he has 5 years NCB) then any British Insurance Company which declines to accept that NCB without very good reason could end up on the losing side of an expensive lawsuit for discrimination.

 

Any British Company which suggested that he needed to contact 'a company specialising in migrants' would probably find itself out of business fairly quickly, too.

 

---------- Post added 25-03-2013 at 19:00 ----------

 

 

You are under no obligation to exchange your Polish Driving Licence for a British driving licence. A licence issued in one EU member state is valid in all other EU member states and no EU member state may attempt to impose conditions on the licence holder which are not imposed on the holders of driving licences which it issues.

 

Haha I gotta keep that in my mind no I'm just joking, I'm not that type.

So you saying that I should get this paper from my old employer and try it with the insurance comapnies?

And about that DL, I read it somewhere that after 3months of living in the UK I have to change it to the British one.. it was quiet surprising for me cause Poland as a EU member should be accepted in here, I mean my DL hehe

[nikki-red]

An easy way to check about your driving license here...https://www.gov.uk/non-gb-driving-licence

[Rupert_Baehr]

Haha I gotta keep that in my mind no I'm just joking, I'm not that type.

So you saying that I should get this paper from my old employer and try it with the insurance comapnies?

 

Yes. The onus of proof lies with you, so a letter from the insurance company itself sent via your ex employer with a covering letter confirming it from your employer would probably be the best option. (I've used letters from a UK [or other] insurer and had no problems in getting them accepted.)

 

And about that DL, I read it somewhere that after 3months of living in the UK I have to change it to the British one.. it was quiet surprising for me cause Poland as a EU member should be accepted in here, I mean my DL hehe

 

One EU Member State did try to require that people moving from other member states (states which may well have had rather lower driving standards ) should acquire a new driving licence - and be re-tested, too.)

 

The case (and I can't remember the reference) went to the ECJ who ruled that requiring a person who had a valid licence issued by one EU member state to obtain another licence in another member state infringed the basic right of 'Free Movement of People'.

 

When I moved to Germany some years ago I went to the local licence issuing office and told them I wanted to exchange my (somewhat ancient - the big paper form) British DL for a German licence.

 

They were very reluctant to do so. (Guess which country got into trouble for trying to make people get a new licence ) "Under EU law, your EU Driving LIcence is valid in any EU Member State, Sir. You do not have to change it."

 

"Maybe" said I "But the Brits do their own thing. You might think that my British driving licence is valid here, but it isn't - because a British driving licence is only valid if it is linked to a valid UK address. I no longer live in the UK, so although EU law says it is legal, British Law denies me the protection of EU law." (About par for the course!)