mattcbr Posted July 23, 2014 Share Posted July 23, 2014 hiya, Is planed overdraft affecting anyhow mine credit score? Me and my fiancé trying to get a loan but we can't at this moment, on this month we had to go on a planed overdraft. Does that effect our credit score anyhow? Also do you know any banks finance agencies or things like that who would give us a credit card so we could improve our credit score? the problem is that we are here only like 20months (the 3 years limit), but both full time employed receiving every month payments. Cheers, Matt Link to comment Share on other sites More sharing options...
sgtkate Posted July 23, 2014 Share Posted July 23, 2014 Try a marquis card...but make sure you clear it EVERY month or it'll be horrendously expensive. Link to comment Share on other sites More sharing options...
barleycorn Posted July 23, 2014 Share Posted July 23, 2014 Somewhere like Capitalone or Vanquish might give one, albeit with a very low limit. Be wary of making too many application (>3) in a short time frame however, as these will adversely affect your your credit score. jb http://www.moneysupermarket.com/credit-cards/ Here you go, pick 'build up my credit rating' from the options, fill in your details and you'll get a list of any likely lenders. ETA:... and a word of warning, DO NOT use a payday lender as they will adversely affect you rating for the next several years Link to comment Share on other sites More sharing options...
tintin123 Posted July 23, 2014 Share Posted July 23, 2014 Google 'credit card for bad credit'. Read Moneysavingexpert link. Link to comment Share on other sites More sharing options...
geared Posted July 23, 2014 Share Posted July 23, 2014 Noddle can give you a free credit report as well, so you have an idea of what your credit score actually is. Link to comment Share on other sites More sharing options...
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