Blunkett - Sell house to pay for your elderly care

[Dark Night]

NI has never been used to contribute for living in a residential home nor was it designed to do so, its designed to provide health care.

Health care is also providing for people no longer physically or mentally capable of looking after themselves.

[harvey19]

Many years ago a colleague joked that it should be the aim of everyone to reach the age of 65 without any savings in the bank and to be living in a council house.

The state would then look after you.

Maybe he wasn't joking !

[Dark Night]

Well, whilst I can only speak for myself, I take a certain amount of satisfaction from being able to stand on my own feet and not require any outside help.

 

I accept that there is a certain amount of good fortune regarding being able to say that, and I appreciate that not everyone has been that fortunate.

 

I would tend to feel sympathy for any genuine person requiring assistance rather than envious.

 

Cheats on the other hand I have no sympathy for.

 

Still don't understand why having worked hard, paid my taxes, taken risks, provided employment and saved hard for a mortgage deposit I should then be expected to hand that over to pay for something which others receive for free.

 

As I and my wife came by what assets we have legitimately by hard work then in my opinion it is our choice as to what we wish to happen to them after our deaths.

 

Ignore them they're just trolling.

 

---------- Post added 11-02-2015 at 20:44 ----------

 

Many years ago a colleague joked that it should be the aim of everyone to reach the age of 65 without any savings in the bank and to be living in a council house.

The state would then look after you.

Maybe he wasn't joking !

 

Well according to Willman and tinfoilhat that's how it should be.

[willman]

Health care is also providing for people no longer physically or mentally capable of looking after themselves.

 

Your point is what exactly?

 

That's exactly what should happen, the NHS cover the illness side of things and the DSS would cover the home costs, just like they do for millions of people who live at home with similar illnesses.

 

---------- Post added 11-02-2015 at 20:47 ----------

 

Ignore them they're just trolling.

 

---------- Post added 11-02-2015 at 20:44 ----------

 

 

Well according to Willman and tinfoilhat that's how it should be.

 

I never said that - i said you should pay your way in life until you die.

Or don't you agree?

[harvey19]

I wish them better than i had - and until the point where i die thats exactly what i will have given them.

If there's something left of monetary value than thats a bonus, but if i need to be in residential care then i'll be getting the best i can afford.

 

But if you didn't own your own home and had no significant savings would you object to something of value that you treasured and loved, such as a prize winning budgie or antique, being sold to provide care costs.

[mjw47]

 

Now i'm comparable with mjw47, i think my offspring should benefit from my lifestyle choices, but i think they should benefit whilst i'm here to enjoy it with them.

I won't die any happier knowing they are going to sell my house and cruise the world without me. I'll die happy knowing how much we had together,and if that means no inheritance for them then so be it.

 

My wife and I aim to do both, we help them now and when we die we want them to inherit the house.

 

As we need somewhere to live and have lived here for 33 years we have no intentions of moving, and also no intentions of allowing the council or anyone else to get their hands on it.

 

Personally I hope my children enjoy themselves immensely after we're gone we have enjoyed our lives with them and still holiday together once a year.

[Dark Night]

Now could you clarify your position a bit. People who paid tax should get care homes for free, but people who didn't dont?

Have you got learning difficulties, I've said from the start of your waffling that people who've been thrifty, contributed all their working lives should not have their assets taken to pay for their elderly care.

What is wrong with that?

[tinfoilhat]

How about if we stopped wasting money on such as this?

 

http://www.google.co.uk/url?sa=t&rct=j&q=&esrc=s&source=web&cd=1&ved=0CCMQFjAA&url=http%3A%2F%2Fwww.theguardian.com%2Fsociety%2F2013%2Fsep%2F18%2Fnhs-records-system-10bn&ei=07nbVNT9Dsfd7QbH0YDQBA&usg=AFQjCNGBT6JJdBoDtDnFzg-LAAP93D86YA&bvm=bv.85761416,d.ZGU

 

Or this?

 

http://www.google.co.uk/url?sa=t&rct=j&q=&esrc=s&source=web&cd=1&ved=0CCMQFjAA&url=http%3A%2F%2Fwww.dailymail.co.uk%2Fnews%2Farticle-2342045%2F120billion-money-drain-EVERY-year-The-astonishing-Whitehall-waste-send-British-family-annual-luxury-holiday.html&ei=ULrbVLaBH_Ov7Abkl4GQBA&usg=AFQjCNGQ5nM7KkxU9aO6r2RlT0tTmhIWYA&bvm=bv.85761416,d.ZGU

 

Or this?

 

https://www.google.co.uk/url?sa=t&rct=j&q=&esrc=s&source=web&cd=5&cad=rja&uact=8&ved=0CDwQFjAE&url=https%3A%2F%2Fgovwaste.co.uk%2F&ei=ULrbVLaBH_Ov7Abkl4GQBA&usg=AFQjCNGQUIkz-DyhpoFKhtXf0VGgT1r2LA&bvm=bv.85761416,d.ZGU

 

Or even this?

 

http://www.google.co.uk/url?sa=t&rct=j&q=&esrc=s&source=web&cd=2&cad=rja&uact=8&ved=0CCgQFjAB&url=http%3A%2F%2Fwww.theguardian.com%2Fpolitics%2F2009%2Fsep%2F18%2Ftrident-replacement-hidden-cost-revealed&ei=R7vbVN_bFpLf7QbzmYGwAw&usg=AFQjCNFz5AFFany7pinLbyw8sqoZ28N4XA&bvm=bv.85761416,d.ZGU

 

Have you noticed we have never been prevented from going to war or had to call one off because of lack of funds?

 

There is plenty of money to fund old age care it's just that the government doesn't want to spend it on something they don't particularly care about.

 

Why should they, they can always take someones house off them to fund it can't they?

 

Of course they can find the money but the world doesn't work like that.

 

Ok, let's for the sake of argument say you get a basic, Nhs (in its current state not something flashy) style care home. It won't be very nice. That's a given. You have a load of money tied up in a house that nobody is living (or you've already sold and given the cash to your kids) would you want them to upgrade to somewhere nicer with that money? Would you let them?

[Dark Night]

My wife and I aim to do both, we help them now and when we die we want them to inherit the house.

 

As we need somewhere to live and have lived here for 33 years we have no intentions of moving, and also no intentions of allowing the council or anyone else to get their hands on it.

 

Personally I hope my children enjoy themselves immensely after we're gone we have enjoyed our lives with them and still holiday together once a year.

We inherited from both our sets of parents and insist that our offspring benefit from our savings/assets.

[willman]

But if you didn't own your own home and had no significant savings would you object to something of value that you treasured and loved, such as a prize winning budgie or antique, being sold to provide care costs.

 

No.

 

It's my care, if i need something now and have a treasured antique i'd sell it.

 

---------- Post added 11-02-2015 at 21:22 ----------

 

Have you got learning difficulties, I've said from the start of your waffling that people who've been thrifty, contributed all their working lives should not have their assets taken to pay for their elderly care.

What is wrong with that?

 

Why not ?

Its their personal care and well being, they pay for that stuff whilst they are able to, why shouldn't they pay when they are less able?