clarenandy Posted September 27, 2015 Share Posted September 27, 2015 How many years can you go back to claim your insurance premiums which were mis sold to you Link to comment Share on other sites More sharing options...
cgksheff Posted September 27, 2015 Share Posted September 27, 2015 No limit, but chances of success are higher if it is within the last 6 years: http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance Link to comment Share on other sites More sharing options...
Jeffrey Shaw Posted September 30, 2015 Share Posted September 30, 2015 The Limitation Act 1980 caps contractual liability at six years. Link to comment Share on other sites More sharing options...
Graham_WAW Posted September 30, 2015 Share Posted September 30, 2015 I didn't know about this nice one! Link to comment Share on other sites More sharing options...
cgksheff Posted September 30, 2015 Share Posted September 30, 2015 (edited) The Limitation Act 1980 caps contractual liability at six years. So what?? You can successfully claim PPI Compensation going back more than six years. The banks have no obligation to keep their records longer than six years, so you will need your own records for proof, but it can be done. Edited September 30, 2015 by cgksheff Link to comment Share on other sites More sharing options...
Jeffrey Shaw Posted September 30, 2015 Share Posted September 30, 2015 The six years begins from the cause of action, and that's not always the date of the contract in this type of case. Link to comment Share on other sites More sharing options...
cgksheff Posted September 30, 2015 Share Posted September 30, 2015 The six years begins from the cause of action, and that's not always the date of the contract in this type of case. So the clock starts ticking when you start your claim? Link to comment Share on other sites More sharing options...
Jeffrey Shaw Posted September 30, 2015 Share Posted September 30, 2015 So the clock starts ticking when you start your claim? No: from the first actionable breach of contract, the earliest point at which the claimant could have sued the defendant. Link to comment Share on other sites More sharing options...
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