Locksley Posted October 28, 2015 Author Share Posted October 28, 2015 The van in question was a White 2011 Ford Transit 115 T350l Rwd according to ukvehicle. If that's what you mean? Link to comment Share on other sites More sharing options...
denlin Posted October 28, 2015 Share Posted October 28, 2015 Thanks for the advice guys. It was such a minor bump that I'm not really bothered about involving insurers as, as has been said, it would probably end being more hassle than it's worth. It's just the fact that he completely failed to see me that worries me. I don't think he was drunk as he wasn't driving irratically or anything. You are required to report it to your insurance company whether you claim or not. Read your documentation Link to comment Share on other sites More sharing options...
RootsBooster Posted October 28, 2015 Share Posted October 28, 2015 You are required to report it to your insurance company whether you claim or not. Read your documentation Although if you do, it will most likely increase your premium, whether you made any claims or not. Personally I wouldn't report it. Link to comment Share on other sites More sharing options...
Happ Hazzard Posted October 28, 2015 Share Posted October 28, 2015 The van in question was a White 2011 Ford Transit 115 T350l Rwd according to ukvehicle. If that's what you mean? No, your van. I'm trying to work out whether it'd be a write off if you did claim. Link to comment Share on other sites More sharing options...
Locksley Posted October 28, 2015 Author Share Posted October 28, 2015 I don't have a van, I have a 1999 Suzuki Vitara Link to comment Share on other sites More sharing options...
*Wallace* Posted October 28, 2015 Share Posted October 28, 2015 Although if you do, it will most likely increase your premium, whether you made any claims or not. Personally I wouldn't report it. What he said. Link to comment Share on other sites More sharing options...
Happ Hazzard Posted October 28, 2015 Share Posted October 28, 2015 I don't have a van, I have a 1999 Suzuki Vitara It would be a write off if you decided to claim. I'm sure you knew that already. Link to comment Share on other sites More sharing options...
geared Posted October 28, 2015 Share Posted October 28, 2015 Chances are your insurance company will load your policy up even if you don't claim, it's not like they really need an excuse to bump your premium anyway! Personally I'd keep it to myself if you're not going to claim. Link to comment Share on other sites More sharing options...
exxon Posted October 28, 2015 Share Posted October 28, 2015 (edited) I stand to be corrected but I believe insurance companies require you to report any accident or incidence to them in case of future litigation. That's about the long and short of it. It is easy enough to report an incident to your insurers without making a claim. It avoids that unfortunate day when your insurers contact you about a guy claiming you ran up his back end and he has the paint from your car to prove it. Edited October 28, 2015 by exxon Link to comment Share on other sites More sharing options...
Cyclone Posted October 28, 2015 Share Posted October 28, 2015 Fleeing the scene of an accident, I guess that would apply if you both did not exchange details. He could have been drunk, so he did not want to stop, I havnt been involved in many accidents, but if you felt the car move I guess he should be aware of an impact. Fleeing the scene? It's failure to exchange details, and presumably it only applies to the driver who doesn't stop, rather than the one who wanted to exchange details but wasn't able to... I'd report it personally. ---------- Post added 28-10-2015 at 15:40 ---------- He did a mistake, he realised that, he apologized (in his own way), lets not hang him. Lets hope he will be more careful in the future. Seriously? Driving off without stopping is acceptable because it only hit the car hard enough to move it and damage it??? Link to comment Share on other sites More sharing options...
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now