exxon Posted November 27, 2015 Share Posted November 27, 2015 Today I called in at the supermarket. I got to the till and was asked the usual "Cash or Card" I checked my purse and was getting a bit short on the old readies so I opted for card. I then asked if they did cash-back. The guy on the till said they did but there was a £50 limit and there was a £1 charge for it! I've not heard that one before. Is it even legal? I'm talking debit card here not credit card. Link to comment Share on other sites More sharing options...
milquetoast1 Posted November 27, 2015 Share Posted November 27, 2015 Today I called in at the supermarket. I got to the till and was asked the usual "Cash or Card" I checked my purse and was getting a bit short on the old readies so I opted for card. I then asked if they did cash-back. The guy on the till said they did but there was a £50 limit and there was a £1 charge for it! I've not heard that one before. Is it even legal? I'm talking debit card here not credit card. Why should it be any different to all those card machines that charge you to withdraw cash? Link to comment Share on other sites More sharing options...
Obelix Posted November 27, 2015 Share Posted November 27, 2015 Today I called in at the supermarket. I got to the till and was asked the usual "Cash or Card" I checked my purse and was getting a bit short on the old readies so I opted for card. I then asked if they did cash-back. The guy on the till said they did but there was a £50 limit and there was a £1 charge for it! I've not heard that one before. Is it even legal? I'm talking debit card here not credit card. Perfectly so. They are "selling" you cash, there is nothing that says they cannot make a charge for the costs of handling it. Link to comment Share on other sites More sharing options...
hyper Posted November 27, 2015 Share Posted November 27, 2015 they are well within their rights, and know you desperate for reddies, so charge you. However, there is benefit for them - less cash = a smaller security risk and less cash counting, bagging etc. At the end of the day, both the shop and the customer are doing each other a favour Link to comment Share on other sites More sharing options...
Cyclone Posted November 27, 2015 Share Posted November 27, 2015 What supermarket was it so we can avoid it in the future. Link to comment Share on other sites More sharing options...
999tigger Posted November 27, 2015 Share Posted November 27, 2015 (edited) What supermarket was it so we can avoid it in the future. Is it the charge you are avoiding? Wouldnt you only need to aboid it if you wanted cashback? Yes to the OP they are just charging you for a service. Most of the shops get charged a fee for the transaction. Edited November 27, 2015 by 999tigger Link to comment Share on other sites More sharing options...
geared Posted November 27, 2015 Share Posted November 27, 2015 Wouldn't they get charged that fee regardless of giving cash or not though?? Link to comment Share on other sites More sharing options...
Cyclone Posted November 27, 2015 Share Posted November 27, 2015 Is it the charge you are avoiding? Wouldnt you only need to aboid it if you wanted cashback? Yes to the OP they are just charging you for a service. Most of the shops get charged a fee for the transaction. I'd avoid asking for cash back there, but if they're going to try to apply the screws like that, I'd just avoid them generally. Link to comment Share on other sites More sharing options...
999tigger Posted November 27, 2015 Share Posted November 27, 2015 Wouldn't they get charged that fee regardless of giving cash or not though?? Thast a good point. I dont know and cba to look it up beyond what I already looked at. theer are some reatilers on her and maybe they give cahs back so they would know. Link to comment Share on other sites More sharing options...
Berberis Posted November 27, 2015 Share Posted November 27, 2015 What supermarket was it so we can avoid it in the future. Seconded ... there is no need to charge you, the retailer is not out of pocket by providing you with cashback. Banks used the cashback service as a reason why should not be worried about the disappearance of cash machines. Link to comment Share on other sites More sharing options...
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