Bob Arctor Posted January 27, 2017 Share Posted January 27, 2017 In my experience they will chase you for the amount owing for a bit then sell the debt to a debt collection agency, who will add their fees and chase you for the sum total. If you still don't pay they may add more charges over time. Debt collection agencies are not bailiffs (although some firms do both) and have few powers to collect. If the debt is relatively small the main thing that will happen is that it will affect your credit score. If it's larger they may apply for a county court judgement. If you don't cancel your direct debit at the same time you cancel your contract, they'll just take the amount owed via direct debit. Link to comment Share on other sites More sharing options...
999tigger Posted January 27, 2017 Share Posted January 27, 2017 In my experience they will chase you for the amount owing for a bit then sell the debt to a debt collection agency, who will add their fees and chase you for the sum total. If you still don't pay they may add more charges over time. Debt collection agencies are not bailiffs (although some firms do both) and have few powers to collect. If the debt is relatively small the main thing that will happen is that it will affect your credit score. If it's larger they may apply for a county court judgement. If you don't cancel your direct debit at the same time you cancel your contract, they'll just take the amount owed via direct debit. Good summary. Is missing the rest of the payments worth damaging your credit score for? Link to comment Share on other sites More sharing options...
traveler Posted January 27, 2017 Share Posted January 27, 2017 isnt there such a thing as a 'mac' number they refuse to give you? that you need to take to another provider before they will accept you as a customer. Link to comment Share on other sites More sharing options...
geared Posted January 27, 2017 Share Posted January 27, 2017 isnt there such a thing as a 'mac' number they refuse to give you? that you need to take to another provider before they will accept you as a customer. No you're thinking of mobile phones. Link to comment Share on other sites More sharing options...
pintor Posted January 27, 2017 Share Posted January 27, 2017 I'm a big fan of motorcycle racing on Eurosport and last week I renewed imy contract with Sky, do you think I could cancel this i.e.paying for channels that are now not provided, and does anyone know if there a cooling off period? Link to comment Share on other sites More sharing options...
Beligerence Posted January 27, 2017 Share Posted January 27, 2017 You get a month after you were notified... not after they vanish. If they say now they are gone in two months, you cant then cancel in two months you need to do it now. This has only all happened in the past week or so, if I leave it until next week it's all OK. Link to comment Share on other sites More sharing options...
999tigger Posted January 27, 2017 Share Posted January 27, 2017 (edited) I'm a big fan of motorcycle racing on Eurosport and last week I renewed imy contract with Sky, do you think I could cancel this i.e.paying for channels that are now not provided, and does anyone know if there a cooling off period? Youd have to ask SKY, but I would expect them to make provision for people who wish to cancel. A quick look and they have the right to change programming. there isnt yet an officual response. BT had a penalty free exit. the advice at the moment is complain and get a reduction or ask for a cancelation. Base it on the fact that station x was a key part of why you subscribed. Edited January 27, 2017 by 999tigger Link to comment Share on other sites More sharing options...
Lex Luthor Posted January 28, 2017 Share Posted January 28, 2017 In the past when the provider has increased the price, customers have had the chance to end the contract, without any questions. It's a pity for you they haven't introduced any increases for you, in that sense, yet. If you cite loss of channels, I think they would be acting very unreasonably if they forced you to continue, and from what I have seen of Sky, they like to keep their customers happy Good luck. Is it just me, or is it ironic that sky helped steal our national sport from the masses, and appear to be now falling on their own sword? Link to comment Share on other sites More sharing options...
Revel Posted January 28, 2017 Share Posted January 28, 2017 You can't just "cancel" a contract because you feel like it. A contract is a contract. If you just stopped paying without formally disputing the terms of the contract, your credit score would plummet. Debt collectors ordered by the courts do have legal powers to take whatever they want, as long as it belongs to you (burden of proof is on you to prove that something doesn't belong to you). Link to comment Share on other sites More sharing options...
sedith Posted January 28, 2017 Share Posted January 28, 2017 If you are moving house, can you put your contract on hold to recommence when you have bought another property Link to comment Share on other sites More sharing options...
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