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Natwest to close 197 branches, 5 in Sheffield.


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I haven’t used a branch in years. Everything can be done online or over the phone. Paying by cash doesn’t pay either. I use my credit card to get over £500 cashback every year.

 

Until the online banking app crashes or cards can’t be authorised as has recently happened then you have to leave the shop without your goods. Interesting article about possible chaos if we end up with a cashless society= https://www.independent.co.uk/money/spend-save/cashless-society-tsb-it-failure-visa-card-payments-tech-digital-problems-a8386901.html

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Until the online banking app crashes or cards can’t be authorised as has recently happened then you have to leave the shop without your goods. Interesting article about possible chaos if we end up with a cashless society= https://www.independent.co.uk/money/spend-save/cashless-society-tsb-it-failure-visa-card-payments-tech-digital-problems-a8386901.html

 

I have never had an issue but then again, I am not stupid enough to only have one place or bank to access money from.

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Not sure - but it's a bloody long way away if it is. There's not a single cash machine that doesn't charge anywhere near any of the Leppings Lane estate. Crazy really, given the fact it is home to so many people AND affects people going to the football.

 

I think there's a Lloyds too but it's again right in the centre.

 

You can use the cash machine at the Post Office in the garage for free:thumbsup:

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Correct me if I’m wrong, but can you now scan cheques to pay them in as an alternative to paying it in at a branch?

 

Saves messing about if so, but for those who rely on a branch for whatever reason, is this new thing another nail in the coffin for bank branches and if so, will the ones that are left have enough clerks on to process the paying in from businesses who take lots of cash?

 

Not that it affects me but I’m curious.

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Lose your access to banks and be herded towards a cashless society for all without protest and I'm confident you will live to regret it.

 

i know am not alone in using cash when and wherever possible just to try and help us all retain that option.

 

i'm not wishing to stop any individual from being cashless if that's genuinely what they want. all i want is for those of us that don't want all the negative aspects of that and prefer the positive aspects of be able to use cash not be forced into something they don't want.

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I have never had an issue but then again, I am not stupid enough to only have one place or bank to access money from.

 

When the visa payment system failed a couple of months ago shops could not accept card payments everywhere in the U.K. and Europe so people could not spend their own money= https://www.theguardian.com/world/live/2018/jun/01/visa-outage-payment-chaos-after-card-network-crashes-live-updates

I have numerous bank accounts myself but not any use if the likes of visa goes into meltdown and I’m trying to pay for something by card is it?

Seems like the gist of what the article was saying was lost on you....

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  • 4 months later...

Went in RBS on Church street today.

 

There was one cashier open and a big que of customers, at lunch time.

 

Took about 20 minutes to get served, will avoid using them where ever possible from now on (which is probably what they want).

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On 06/10/2018 at 08:12, FreeWilly said:

Correct me if I’m wrong, but can you now scan cheques to pay them in as an alternative to paying it in at a branch?

 

Saves messing about if so, but for those who rely on a branch for whatever reason, is this new thing another nail in the coffin for bank branches and if so, will the ones that are left have enough clerks on to process the paying in from businesses who take lots of cash?

 

Not that it affects me but I’m curious.

You can pay cheques in with Santander machines , just select deposit cheque and feed it into the machine. Been available for years.

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51 minutes ago, Fudbeer said:

Went in RBS on Church street today.

 

There was one cashier open and a big que of customers, at lunch time.

 

Took about 20 minutes to get served, will avoid using them where ever possible from now on (which is probably what they want).

That's  why I withdrew from Nat West  last year and changed banks, if more people did the same they'd  probably have second thoughts about what they are doing.

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22 hours ago, jaffa1 said:

That's  why I withdrew from Nat West  last year and changed banks, if more people did the same they'd  probably have second thoughts about what they are doing.

That in combination with the branch in Hillsborough closing made me move to Nationwide. Guess what - when you go into Nationwide you get a sensible option: Talk to a cashier or use the automated machine.

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