katekate Posted June 8, 2019 Share Posted June 8, 2019 25 minutes ago, euclid said: The lady say's she insure's the vehicle so it has to be in her name to be able to insure..if she has the paperwork (retention certificate etc) for the private reg then it belongs to her Correct.... Not sure I agree as we have a car in my name but my husband uses it and its insured in his name. Link to comment Share on other sites More sharing options...
euclid Posted June 8, 2019 Share Posted June 8, 2019 1 hour ago, katekate said: Not sure I agree as we have a car in my name but my husband uses it and its insured in his name. Yes, but you will have to tell the insurer you are not the owner or registered keeper when you apply. Some insurers will only offer you cover as the main driver if you are also the registered keeper of the car. However many will insure you, so shop around and check the policy documents before you apply. Link to comment Share on other sites More sharing options...
Cyclone Posted June 8, 2019 Share Posted June 8, 2019 So what you're saying now is that having insured it doesn't mean that she has to be the owner nor even the registered keeper. Link to comment Share on other sites More sharing options...
katekate Posted June 8, 2019 Share Posted June 8, 2019 Confused! I am the registered keeper but the insurance is in my husband's name. We have never had any problems getting insured. Link to comment Share on other sites More sharing options...
euclid Posted June 8, 2019 Share Posted June 8, 2019 3 minutes ago, katekate said: Confused! I am the registered keeper but the insurance is in my husband's name. We have never had any problems getting insured. Me too....what i said was taken off the internet........take a look here https://www.money.co.uk/car-insurance/how-to-insure-yourself-to-drive-someone-elses-car.htm Link to comment Share on other sites More sharing options...
WiseOwl182 Posted June 8, 2019 Share Posted June 8, 2019 (edited) 5 hours ago, katekate said: Confused! I am the registered keeper but the insurance is in my husband's name. We have never had any problems getting insured. Pretty much every policy I've bought online lists a number of assumptions that you are declaring to be true, and if any aren't true then the policy is effectively void, or at least open to question. One of the assumptions often stated is that the policyholder is also the registered keeper. Try getting a quote with your husband's insurer and read all the statements carefully, see what it says? Edited June 8, 2019 by WiseOwl182 Link to comment Share on other sites More sharing options...
spider1 Posted June 8, 2019 Share Posted June 8, 2019 26 minutes ago, WiseOwl182 said: Pretty much every policy I've bought online lists a number of assumptions that you are declaring to be true, and if any aren't true then the policy is effectively void, or at least open to question. One of the assumptions often stated is that the policyholder is also the registered keeper. Try getting a quote with your husband's insurer and read all the statements carefully, see what it says? Always keep it simple car in in your own name insurance in you own name . You can then add named drivers husband /wife normally free. / we also have a daughter on both our policy free If one of you has an accideni it doesnt affect other policy Link to comment Share on other sites More sharing options...
kidley Posted June 8, 2019 Share Posted June 8, 2019 10 hours ago, katekate said: Hi, not sure if the info I have is relevant/useful but here goes - unfortunately when my dad passed away I got into a bit of a dispute with his partner about his belongings as she had took it upon herself to start distributing his things out to other people without asking if there was anything I would like to keep for myself. He didn't have much but I wanted something, not something of value just something that I could keep as a little reminder of him. Anyway I ended up getting legal advice as my dad had left a will stating that his estate was to be divided between myself and his partner. As i said there wasn't much but this is what he had - a car, £1000 in the bank, a good collection of fishing tackle and several items of jewellery. The solicitor said I was entitled to half of everything and he contacted my dad's partner to inform her that she she needed to comply with what the will stated. She gave me £500 and a gold bracelet as she had disposed/sold everything else except for the car which she said she had bought for my dad with her own money as a gift. All the documents for the car were in my dad's name but she said she had a bank statement to prove that she had paid for the car although proof of this was never seen. I was advised by the solicitor that if I wanted to take the matter further it was a case for the High Court at a cost of around £8000 as a will is not really worth the paper it's wrote on unless enforced by the High Court and unless I did this I could not claim anything from the car as she was saying she had paid for it for my dad as a gift and therefore the car belonged to her. My bold wouldn't this apply to your ex as well ? Link to comment Share on other sites More sharing options...
WiseOwl182 Posted June 8, 2019 Share Posted June 8, 2019 1 hour ago, spider1 said: Always keep it simple car in in your own name insurance in you own name . You can then add named drivers husband /wife normally free. / we also have a daughter on both our policy free If one of you has an accideni it doesnt affect other policy Indeed, that was my point. The poster needs to check their policy is valid Link to comment Share on other sites More sharing options...
spider1 Posted June 9, 2019 Share Posted June 9, 2019 (edited) 9 hours ago, WiseOwl182 said: Indeed, that was my point. The poster needs to check their policy is valid My sister bought her lad a car but kept it in her own name young lad. He insured it .He had an acccident and insurance wouldnt pay out gave him his money back / Never picked up by police as was showing as insured. Edited June 9, 2019 by spider1 Link to comment Share on other sites More sharing options...
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